Personal Sickness Indemnity

Personal sickness indemnity benefits for sickness are valuable, and since the majority of emergency room visits and hospitalizations are sickness-related, missing these benefits could leave a gaping hole in your coverage.

•  PSI is there when you need it … and even when you don’t! While the primary benefits of the policy pay for treatment of sickness, Physician Visits Benefits are payable for any reason. A policyholder doesn’t have to get sick to obtain the benefits of PSI.

•  Benefits can be customized to meet each applicant’s specific needs! With three levels of coverage to choose from, applicants can select the Physician Visits and Hospital Confinement Benefit amounts that best meet their needs. The optional rider allows for additional customization to match benefits to the major medical hospital deductible.

•  Although most people (particularly at younger ages), think of a hospital as a place to go for accidents, the majority of hospitalizations are actually due to sickness.

•  As with other Aflac policies, we don’t use networks, there are no preauthorization requirements, PSI is portable, and benefits are paid directly to the policyholder, unless otherwise directed.

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