in Insurance / Life Annuities    (submitted 2009-01-26)

In 1955, three brothers by the names of John, Paul and Bill Amos established Aflac life insurance. Today, it is a recognizable insurance agency around the world with over 40 million policyholders and over $59 billion in assets.

Aflac life insurance commits itself to helping customers gain confidence that someone will be there to help them and their families during life’s obstacles and unfortunate matters. It is a part of Aflac’s founding principles:

• To give outstanding products and services at competitive prices and use innovative technology to better serve policyholders
• To establish better value for their shareholders
• To present superior service for their insurance representatives
• To present a respectable and great workplace for their staff

Aflac life insurance offers its policyholders assurance that their families will be covered at the time of their passing. The insurance company understands that life insurance is a serious matter and can be complicated to understand. Aflac tries to keep the explanations simple with three different types of life insurance plans:

• Whole Life Insurance
• Term Life Insurance
• Juvenile Life Insurance

Each life insurance plan is designed to fit a particular individual’s lifestyle. Thus, Aflac’s life insurance fits everyone, from the young to the aged.

Moreover, consumers and policyholders can choose other lines of insurance from Aflac. However, the company stresses everyone to check their state to see which lines of insurance and what policies are allowed.

Aflac life insurance is headquarter in Columbus, Ga. It has offices in the United States and internationally. Claim forms can be filled out online, but anyone buying insurance from Aflac should call an Aflac life insurance agent on the telephone.

About the Author

Life Insurance protects your family and provides them with financial security. InsuranceAgents.com helps you find the best policy to cover your family.

In Wisconsin?  Call James McGrane at 920-809-1225

e-mail:  jmcgrane.aflac@gmail.com

The protection provided includes an Annual Hospitalization Confinement Benefit paid for the first five days of hospitalization.  In addition, there is a Daily Hospital Confinement Benefit for up to 365 days.  A Rehabilitation Unit Benefit is paid for each day you transferred to a bed in a rehabilitation unit of a hospital.  There is an Invasive Diagnostic Exams Benefit for exams such as a colonoscopy.  A Surgical Benefit is provided when a surgical operation is performed in a hospital or an ambulatory surgical center.  If you have an invasive diagnostic exam or a surgical operation performed on an outpatient basis, there is an Outpatient Surgical Room Charge Benefit.

An optional Initial Hospitalization Benefit will pay a selected amount when you require hospital confinement for a covered sickness or injury.  The benefits are available for the delivery of a baby after the first 10 months of the effective date of the policy, which makes it an ideal part of a “Baby Package”.

In Wisconsin?  Call me at 920-809-1225

What would the financial impact of an injury mean to
your secdurity?  Are you prepared for medical debts
in addition to everyday household expenditures and
lost wages?  Out-of-pocket expenses associated with
an accident are unexpected and often burdensome;
perhaps the accident itself could not have been
prevented, but its impact on your finances and your
well-being certainly can be reduced.

Aflac accident insurance is designed to provide you
with cash benefits throughout the different stages of
care, regardless of the severity of the injury.

In Wisconsin?  Call me at 920-809-1225

•  PSI is there when you need it … and even when you don’t! While the primary benefits of the policy pay for treatment of sickness, Physician Visits Benefits are payable for any reason. A policyholder doesn’t have to get sick to obtain the benefits of PSI.

•  Benefits can be customized to meet each applicant’s specific needs! With three levels of coverage to choose from, applicants can select the Physician Visits and Hospital Confinement Benefit amounts that best meet their needs. The optional rider allows for additional customization to match benefits to the major medical hospital deductible.

•  Although most people (particularly at younger ages), think of a hospital as a place to go for accidents, the majority of hospitalizations are actually due to sickness.

•  As with other Aflac policies, we don’t use networks, there are no preauthorization requirements, PSI is portable, and benefits are paid directly to the policyholder, unless otherwise directed.