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	<title>Insurance Matters with James McGrane &#187; supplemental dental insurance</title>
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	<description>Aflac Insurance Programs</description>
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		<title>Aflac Dental Insurance</title>
		<link>http://jjmcgrane.com/aflac-dental-insurance/</link>
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		<pubDate>Wed, 12 Dec 2007 03:51:20 +0000</pubDate>
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				<category><![CDATA[Supplemental Insurance]]></category>
		<category><![CDATA[supplemental dental insurance]]></category>

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		<description><![CDATA[Dental insurance ranks as a highly sought benefit among employees.  Most people with dental insurance regularly seek dental treatment.  This allows policyholders to easily realize the benefits and increases the value of dental insurance.  Most Americans are aware of the recommendation for dental cleanings and exams twice per year, and they appreciate a policy to [...]]]></description>
			<content:encoded><![CDATA[<p>Dental insurance ranks as a highly sought benefit among employees.  Most people with dental insurance regularly seek dental treatment.  This allows policyholders to easily realize the benefits and increases the value of dental insurance.  Most Americans are aware of the recommendation for dental cleanings and exams twice per year, and they appreciate a policy to help with these costs.</p>
<p>Aflac Dental policyholders have the freedom to choose any  dentist.  Several coverage options allows each applicant to choose the benefit amounts that best meet his or her needs.  The policy pays a first dollar benefit for any qualifying treatment.</p>
<p>Rate stability is often a concern and the guaranteed-renewable provision means that Aflac cannot raise rates for a policy unless they are raised for all similar policies within a state with prior approval from the state’s Department of Insurance.   The policyholder owns the policy.  It is his or hers to keep regardless of employment status or group affiliation.</p>
<p>James &#8220;Skip&#8221; McGrane</p>
<p>In Wisconsin?  Call me at 920-832-1089</p>
<p>aflac.com</p>
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